On December 28th, 2018, the Honorable Supreme Court of Florida issued a landmark ruling against the auto insurance industry on the application of the PIP deductible with respect to the insured's/medical provider's bills. The Court held that the deductible under 627.739(2) applies to 100% of the total charges and not the reduced amount under the fee schedules. Contact the Law Offices of Neil V. Singh for a free legal consultation and maximizing your recovery on your PIP inventory. Representing insureds, medical providers and Hospitals. Do not leave money on the table that the insurance companies may owe you.